BlastPoint's Banking Scorecard
Dominion Bank
Community
Specialty: Commercial
TX
FDIC cert 11934
Dallas, TX
1484
banks in Community tier nationally
136 in TX
View Community leaderboard (TX) →
Dominion Bank faces 2 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - NIB Deposit Bleed: Bottom 57% in Community
- - Non-Interest Income / Assets 0.61% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (TX) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$662.3M
+16.5% YoY
+4.1% QoQ
|
-$729.2M |
$1.4B
+2.0% YoY
|
$2.3B
-0.7% YoY
|
$5.9B
+6.5% YoY
|
23% |
| Total Loans ? |
$521.4M
+11.1% YoY
+3.0% QoQ
|
-$454.1M |
$975.5M
+2.4% YoY
|
$1.0B
+7.5% YoY
|
$3.1B
+8.5% YoY
|
34% |
| Total Deposits ? |
$588.4M
+17.4% YoY
+4.4% QoQ
|
-$576.2M |
$1.2B
+1.7% YoY
|
$1.9B
+2.1% YoY
|
$4.7B
+6.3% YoY
|
26% |
| Return on Assets ? |
0.90%
-3.7% YoY
-6.6% QoQ
|
-0.27% |
1.16%
+17.2% YoY
|
1.40%
+9.8% YoY
|
1.12%
+15.6% YoY
|
31% |
| Net Interest Margin ? |
3.46%
-5.5% YoY
-1.1% QoQ
|
-0.21% |
3.66%
+9.1% YoY
|
4.07%
+5.6% YoY
|
3.75%
+7.1% YoY
|
40% |
| Efficiency Ratio ? |
62.81%
-6.2% YoY
-0.6% QoQ
|
+0.18% |
62.63%
-5.3% YoY
|
61.95%
-3.4% YoY
|
65.09%
-5.1% YoY
|
48% |
| Delinquency Rate ? | 0.72% | +0.09% |
0.63%
+18.3% YoY
|
0.57%
+45.3% YoY
|
0.66%
+20.3% YoY
|
35% |
| Loan-to-Deposit Ratio ? |
88.62%
-5.4% YoY
-1.3% QoQ
|
+5.56% |
83.06%
+0.3% YoY
|
67.65%
-1.7% YoY
|
78.04%
+0.7% YoY
|
39% |
| Non-Interest-Bearing Deposit Share ? |
15.33%
-15.5% YoY
-7.2% QoQ
|
-5.72% |
21.05%
-0.9% YoY
|
29.04%
-1.4% YoY
|
21.79%
-1.3% YoY
|
27% |
| Nonperforming Asset Ratio ? | 0.57% | +0.07% |
0.50%
+20.3% YoY
|
0.42%
+34.9% YoY
|
0.48%
+20.8% YoY
|
34% |
| Tier 1 Capital Ratio ? |
11.92%
-2.6% YoY
-2.4% QoQ
|
+1.68% |
10.24%
-0.6% YoY
|
10.86%
-2.2% YoY
|
9.75%
-1.9% YoY
|
46% |
| Non-Interest Income / Assets ? |
0.13%
+91.3% YoY
+51.9% QoQ
|
-0.61% |
0.74%
-1.3% YoY
|
0.87%
+17.4% YoY
|
0.65%
+0.6% YoY
|
Bottom 5% in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (2)
NIB Deposit Bleed
decline
#51 of 89 · Bottom 57% in Community
Non-interest-bearing deposit share dropped 2+ pp YoY and now below the tier median. Cheap funding leaving for higher-yield competitors.
Why this signature
Noninterest-Bearing Deposit Share:
15.33%
(Tier: 21.05%, National: 21.79%)
89 of 89 Community banks match
·
98 nationally
→ Stable
-10 banks QoQ
Non-Interest Income / Assets
metric
Bottom 5%
in Community
Why this stands out
Current:
0.13%
(Tier avg: 0.74%, National avg: 0.65%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
48
48th pctile
Efficiency Ratio
Current: 62.81% · Tier avg: 62.63%
46
46th pctile
Tier 1 Capital Ratio
Current: 11.92% · Tier avg: 10.24%
40
40th pctile
Net Interest Margin
Current: 3.46% · Tier avg: 3.66%
39
39th pctile
Loan-to-Deposit Ratio
Current: 88.62% · Tier avg: 83.06%
35
35th pctile
Delinquency Rate
Current: 0.72% · Tier avg: 0.63%
34
34th pctile
Nonperforming Asset Ratio
Current: 0.57% · Tier avg: 0.50%
34
34th pctile
Total Loans
Current: $521.4M · Tier avg: $975.5M
31
31th pctile
Return on Assets
Current: 0.90% · Tier avg: 1.16%
27
27th pctile
Non-Interest-Bearing Deposit Share
Current: 15.33% · Tier avg: 21.05%
26
26th pctile
Total Deposits
Current: $588.4M · Tier avg: $1.2B
23
23th pctile
Total Assets
Current: $662.3M · Tier avg: $1.4B
5
5th pctile
Non-Interest Income / Assets
Current: 0.13% · Tier avg: 0.74%
Top Weaknesses
5
5th pctile
Non-Interest Income / Assets
Current: 0.13% · Tier avg: 0.74%
23
23th pctile
Total Assets
Current: $662.3M · Tier avg: $1.4B
26
26th pctile
Total Deposits
Current: $588.4M · Tier avg: $1.2B
27
27th pctile
Non-Interest-Bearing Deposit Share
Current: 15.33% · Tier avg: 21.05%
31
31th pctile
Return on Assets
Current: 0.90% · Tier avg: 1.16%
34
34th pctile
Total Loans
Current: $521.4M · Tier avg: $975.5M
34
34th pctile
Nonperforming Asset Ratio
Current: 0.57% · Tier avg: 0.50%
35
35th pctile
Delinquency Rate
Current: 0.72% · Tier avg: 0.63%
39
39th pctile
Loan-to-Deposit Ratio
Current: 88.62% · Tier avg: 83.06%
40
40th pctile
Net Interest Margin
Current: 3.46% · Tier avg: 3.66%
46
46th pctile
Tier 1 Capital Ratio
Current: 11.92% · Tier avg: 10.24%
48
48th pctile
Efficiency Ratio
Current: 62.81% · Tier avg: 62.63%