BlastPoint's Banking Scorecard
Chickasaw Community Bank
Micro
Specialty: Commercial
OK
FDIC cert 11521
Designations: ✓ Community bank
Oklahoma City, OK
2498
banks in Micro tier nationally
121 in OK
View Micro leaderboard (OK) →
Chickasaw Community Bank faces 3 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Delinquency Rate 3.24% above tier
- - Non-Interest-Bearing Deposit Share 15.39% below tier
- - Nonperforming Asset Ratio 1.97% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$435.9M
-7.2% YoY
-2.6% QoQ
|
+$218.4M |
$217.5M
+2.3% YoY
|
$1.2B
+6.0% YoY
|
$5.9B
+6.5% YoY
|
Top 7% in tier |
| Total Loans ? |
$271.6M
-7.0% YoY
+2.9% QoQ
|
+$132.4M |
$139.2M
+2.8% YoY
|
$796.2M
+5.4% YoY
|
$3.1B
+8.5% YoY
|
Top 12% in tier |
| Total Deposits ? |
$380.8M
-6.4% YoY
-3.1% QoQ
|
+$197.1M |
$183.7M
+1.8% YoY
|
$938.6M
+4.7% YoY
|
$4.7B
+6.3% YoY
|
Top 5% in tier |
| Return on Assets ? |
0.34%
+195.3% YoY
-33.1% QoQ
|
-0.75% |
1.08%
+14.7% YoY
|
1.36%
+10.0% YoY
|
1.12%
+15.6% YoY
|
Bottom 13% in tier |
| Net Interest Margin ? |
3.90%
+19.0% YoY
+2.1% QoQ
|
+0.04% |
3.85%
+6.6% YoY
|
4.26%
+3.2% YoY
|
3.75%
+7.1% YoY
|
54% |
| Efficiency Ratio ? |
87.69%
-23.3% YoY
+6.2% QoQ
|
+19.96% |
67.73%
-4.8% YoY
|
63.62%
-4.9% YoY
|
65.09%
-5.1% YoY
|
Bottom 11% in tier |
| Delinquency Rate ? |
3.88%
+122.7% YoY
+69.9% QoQ
|
+3.24% |
0.64%
+24.4% YoY
|
0.95%
+12.2% YoY
|
0.66%
+20.3% YoY
|
Bottom 1% in tier |
| Loan-to-Deposit Ratio ? |
71.33%
-0.6% YoY
+6.3% QoQ
|
-3.19% |
74.53%
+0.5% YoY
|
75.78%
+1.6% YoY
|
78.04%
+0.7% YoY
|
41% |
| Non-Interest-Bearing Deposit Share ? |
7.00%
+12.2% YoY
+12.3% QoQ
|
-15.39% |
22.39%
-1.3% YoY
|
23.21%
-2.4% YoY
|
21.79%
-1.3% YoY
|
Bottom 7% in tier |
| Nonperforming Asset Ratio ? |
2.42%
+123.1% YoY
+77.7% QoQ
|
+1.97% |
0.45%
+25.1% YoY
|
0.71%
+9.7% YoY
|
0.48%
+20.8% YoY
|
Bottom 1% in tier |
| Tier 1 Capital Ratio ? |
21.47%
-17.8% YoY
-5.8% QoQ
|
+12.62% |
8.85%
-3.4% YoY
|
7.74%
-5.6% YoY
|
9.75%
-1.9% YoY
|
Top 11% in tier |
| Non-Interest Income / Assets ? |
0.13%
-40.6% YoY
-55.2% QoQ
|
-0.43% |
0.56%
+0.3% YoY
|
0.68%
-3.1% YoY
|
0.65%
+0.6% YoY
|
Bottom 12% in tier |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (3)
Delinquency Rate
metric
Bottom 1%
in Micro
Why this stands out
Current:
3.88%
(Tier avg: 0.64%, National avg: 0.66%)
Non-Interest-Bearing Deposit Share
metric
Bottom 7%
in Micro
Why this stands out
Current:
7.00%
(Tier avg: 22.39%, National avg: 21.79%)
Nonperforming Asset Ratio
metric
Bottom 1%
in Micro
Why this stands out
Current:
2.42%
(Tier avg: 0.45%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
95
95th pctile
Total Deposits
Current: $380.8M · Tier avg: $183.7M
93
93th pctile
Total Assets
Current: $435.9M · Tier avg: $217.5M
89
89th pctile
Tier 1 Capital Ratio
Current: 21.47% · Tier avg: 8.85%
88
88th pctile
Total Loans
Current: $271.6M · Tier avg: $139.2M
54
54th pctile
Net Interest Margin
Current: 3.90% · Tier avg: 3.85%
41
41th pctile
Loan-to-Deposit Ratio
Current: 71.33% · Tier avg: 74.53%
13
13th pctile
Return on Assets
Current: 0.34% · Tier avg: 1.08%
12
12th pctile
Non-Interest Income / Assets
Current: 0.13% · Tier avg: 0.56%
11
11th pctile
Efficiency Ratio
Current: 87.69% · Tier avg: 67.73%
7
7th pctile
Non-Interest-Bearing Deposit Share
Current: 7.00% · Tier avg: 22.39%
0
0th pctile
Delinquency Rate
Current: 3.88% · Tier avg: 0.64%
0
0th pctile
Nonperforming Asset Ratio
Current: 2.42% · Tier avg: 0.45%
Top Weaknesses
0
0th pctile
Nonperforming Asset Ratio
Current: 2.42% · Tier avg: 0.45%
0
0th pctile
Delinquency Rate
Current: 3.88% · Tier avg: 0.64%
7
7th pctile
Non-Interest-Bearing Deposit Share
Current: 7.00% · Tier avg: 22.39%
11
11th pctile
Efficiency Ratio
Current: 87.69% · Tier avg: 67.73%
12
12th pctile
Non-Interest Income / Assets
Current: 0.13% · Tier avg: 0.56%
13
13th pctile
Return on Assets
Current: 0.34% · Tier avg: 1.08%
41
41th pctile
Loan-to-Deposit Ratio
Current: 71.33% · Tier avg: 74.53%
54
54th pctile
Net Interest Margin
Current: 3.90% · Tier avg: 3.85%
88
88th pctile
Total Loans
Current: $271.6M · Tier avg: $139.2M
89
89th pctile
Tier 1 Capital Ratio
Current: 21.47% · Tier avg: 8.85%
93
93th pctile
Total Assets
Current: $435.9M · Tier avg: $217.5M
95
95th pctile
Total Deposits
Current: $380.8M · Tier avg: $183.7M