BlastPoint's Banking Scorecard
Longview Community Bank
Micro
Specialty: Agricultural
IL
FDIC cert 11319
Designations: ✓ Community bank
Mount Pulaski, IL
2498
banks in Micro tier nationally
227 in IL
View Micro leaderboard (IL) →
Longview Community Bank faces 2 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Delinquency Rate 2.28% above tier
- - Nonperforming Asset Ratio 1.59% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$268.2M
+156.4% YoY
-0.2% QoQ
|
+$50.7M |
$217.5M
+2.3% YoY
|
$2.3B
+4.6% YoY
|
$5.9B
+6.5% YoY
|
66% |
| Total Loans ? |
$187.5M
+154.8% YoY
-1.3% QoQ
|
+$48.4M |
$139.2M
+2.8% YoY
|
$1.2B
+2.7% YoY
|
$3.1B
+8.5% YoY
|
71% |
| Total Deposits ? |
$217.3M
+156.8% YoY
-1.1% QoQ
|
+$33.7M |
$183.7M
+1.8% YoY
|
$1.9B
+4.2% YoY
|
$4.7B
+6.3% YoY
|
64% |
| Return on Assets ? |
0.82%
-11.8% YoY
+11.3% QoQ
|
-0.27% |
1.08%
+14.7% YoY
|
1.03%
+18.8% YoY
|
1.12%
+15.6% YoY
|
34% |
| Net Interest Margin ? |
3.74%
-16.4% YoY
+0.4% QoQ
|
-0.12% |
3.85%
+6.6% YoY
|
3.52%
+8.1% YoY
|
3.75%
+7.1% YoY
|
46% |
| Efficiency Ratio ? |
61.85%
+2.2% YoY
-0.5% QoQ
|
-5.88% |
67.73%
-4.8% YoY
|
66.24%
-5.4% YoY
|
65.09%
-5.1% YoY
|
62% |
| Delinquency Rate ? |
2.92%
+16.9% QoQ
|
+2.28% |
0.64%
+24.4% YoY
|
0.79%
+21.0% YoY
|
0.66%
+20.3% YoY
|
Bottom 7% in tier |
| Loan-to-Deposit Ratio ? |
86.30%
-0.8% YoY
-0.2% QoQ
|
+11.77% |
74.53%
+0.5% YoY
|
73.97%
+1.0% YoY
|
78.04%
+0.7% YoY
|
30% |
| Non-Interest-Bearing Deposit Share ? |
19.46%
+20.8% YoY
+14.0% QoQ
|
-2.93% |
22.39%
-1.3% YoY
|
19.72%
-1.0% YoY
|
21.79%
-1.3% YoY
|
40% |
| Nonperforming Asset Ratio ? |
2.04%
+15.9% QoQ
|
+1.59% |
0.45%
+25.1% YoY
|
0.53%
+18.6% YoY
|
0.48%
+20.8% YoY
|
Bottom 7% in tier |
| Tier 1 Capital Ratio ? |
10.37%
-4.0% YoY
+7.3% QoQ
|
+1.51% |
8.85%
-3.4% YoY
|
10.12%
-4.0% YoY
|
9.75%
-1.9% YoY
|
53% |
| Non-Interest Income / Assets ? |
0.38%
+48.9% YoY
+59.1% QoQ
|
-0.18% |
0.56%
+0.3% YoY
|
0.66%
+2.5% YoY
|
0.65%
+0.6% YoY
|
53% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (2)
Delinquency Rate
metric
Bottom 7%
in Micro
Why this stands out
Current:
2.92%
(Tier avg: 0.64%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Bottom 7%
in Micro
Why this stands out
Current:
2.04%
(Tier avg: 0.45%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
71
71th pctile
Total Loans
Current: $187.5M · Tier avg: $139.2M
66
66th pctile
Total Assets
Current: $268.2M · Tier avg: $217.5M
64
64th pctile
Total Deposits
Current: $217.3M · Tier avg: $183.7M
62
62th pctile
Efficiency Ratio
Current: 61.85% · Tier avg: 67.73%
53
53th pctile
Non-Interest Income / Assets
Current: 0.38% · Tier avg: 0.56%
53
53th pctile
Tier 1 Capital Ratio
Current: 10.37% · Tier avg: 8.85%
46
46th pctile
Net Interest Margin
Current: 3.74% · Tier avg: 3.85%
40
40th pctile
Non-Interest-Bearing Deposit Share
Current: 19.46% · Tier avg: 22.39%
34
34th pctile
Return on Assets
Current: 0.82% · Tier avg: 1.08%
30
30th pctile
Loan-to-Deposit Ratio
Current: 86.30% · Tier avg: 74.53%
7
7th pctile
Delinquency Rate
Current: 2.92% · Tier avg: 0.64%
7
7th pctile
Nonperforming Asset Ratio
Current: 2.04% · Tier avg: 0.45%
Top Weaknesses
7
7th pctile
Nonperforming Asset Ratio
Current: 2.04% · Tier avg: 0.45%
7
7th pctile
Delinquency Rate
Current: 2.92% · Tier avg: 0.64%
30
30th pctile
Loan-to-Deposit Ratio
Current: 86.30% · Tier avg: 74.53%
34
34th pctile
Return on Assets
Current: 0.82% · Tier avg: 1.08%
40
40th pctile
Non-Interest-Bearing Deposit Share
Current: 19.46% · Tier avg: 22.39%
46
46th pctile
Net Interest Margin
Current: 3.74% · Tier avg: 3.85%
53
53th pctile
Tier 1 Capital Ratio
Current: 10.37% · Tier avg: 8.85%
53
53th pctile
Non-Interest Income / Assets
Current: 0.38% · Tier avg: 0.56%
62
62th pctile
Efficiency Ratio
Current: 61.85% · Tier avg: 67.73%
64
64th pctile
Total Deposits
Current: $217.3M · Tier avg: $183.7M
66
66th pctile
Total Assets
Current: $268.2M · Tier avg: $217.5M
71
71th pctile
Total Loans
Current: $187.5M · Tier avg: $139.2M