BlastPoint's Banking Scorecard
Dundee Bank
Community
Specialty: Commercial
NE
FDIC cert 10643
Omaha, NE
1484
banks in Community tier nationally
39 in NE
View Community leaderboard (NE) →
Dundee Bank has 4 strengths but faces 2 concerns
Key Strengths
Areas where this bank excels compared to peers
- + Profitability Leader: Top 5% in Community
- + Efficiency Ratio 16.55% below tier
- + Delinquency Rate 0.61% below tier
- + Nonperforming Asset Ratio 0.48% below tier
Key Concerns
Areas that may need attention
- - Loan-to-Deposit Ratio 23.61% above tier
- - Non-Interest-Bearing Deposit Share 11.66% below tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$903.2M
+27.9% YoY
+7.4% QoQ
|
-$488.2M |
$1.4B
+2.0% YoY
|
$784.0M
+6.0% YoY
|
$5.9B
+6.5% YoY
|
43% |
| Total Loans ? |
$784.4M
+28.4% YoY
+6.7% QoQ
|
-$191.1M |
$975.5M
+2.4% YoY
|
$552.2M
+6.8% YoY
|
$3.1B
+8.5% YoY
|
56% |
| Total Deposits ? |
$735.3M
+15.7% YoY
+4.1% QoQ
|
-$429.3M |
$1.2B
+1.7% YoY
|
$649.0M
+5.0% YoY
|
$4.7B
+6.3% YoY
|
41% |
| Return on Assets ? |
1.93%
+91.6% YoY
+5.1% QoQ
|
+0.77% |
1.16%
+17.2% YoY
|
1.20%
+15.2% YoY
|
1.12%
+15.6% YoY
|
Top 10% in tier |
| Net Interest Margin ? |
3.78%
+20.6% YoY
+1.2% QoQ
|
+0.12% |
3.66%
+9.1% YoY
|
3.74%
+7.8% YoY
|
3.75%
+7.1% YoY
|
59% |
| Efficiency Ratio ? |
46.08%
-29.6% YoY
-2.6% QoQ
|
-16.55% |
62.63%
-5.3% YoY
|
61.59%
-6.3% YoY
|
65.09%
-5.1% YoY
|
Top 9% in tier |
| Delinquency Rate ? |
0.02%
-70.2% YoY
-53.5% QoQ
|
-0.61% |
0.63%
+18.3% YoY
|
0.29%
+38.1% YoY
|
0.66%
+20.3% YoY
|
Top 7% in tier |
| Loan-to-Deposit Ratio ? |
106.68%
+11.0% YoY
+2.5% QoQ
|
+23.61% |
83.06%
+0.3% YoY
|
82.86%
+0.3% YoY
|
78.04%
+0.7% YoY
|
Bottom 5% in tier |
| Non-Interest-Bearing Deposit Share ? |
9.39%
-9.8% YoY
-6.2% QoQ
|
-11.66% |
21.05%
-0.9% YoY
|
18.22%
-2.1% YoY
|
21.79%
-1.3% YoY
|
Bottom 9% in tier |
| Nonperforming Asset Ratio ? |
0.02%
-70.1% YoY
-53.7% QoQ
|
-0.48% |
0.50%
+20.3% YoY
|
0.26%
+54.6% YoY
|
0.48%
+20.8% YoY
|
Top 8% in tier |
| Tier 1 Capital Ratio ? | 0.00% | -10.24% |
10.24%
-0.6% YoY
|
6.79%
+0.2% YoY
|
9.75%
-1.9% YoY
|
29% |
| Non-Interest Income / Assets ? |
0.28%
-21.0% YoY
+11.8% QoQ
|
-0.46% |
0.74%
-1.3% YoY
|
0.47%
-3.0% YoY
|
0.65%
+0.6% YoY
|
21% |
Signature Analysis
Strengths (4)
Profitability Leader
growth
#21 of 371 · Top 5% in Community
Top-quartile profitability for peers of this size. Strong fundamentals and operational efficiency.
Why this signature
Return on Assets:
1.93%
(Tier: 1.16%, National: 1.12%)
371 of 371 Community banks match
·
444 nationally
→ Stable
+5 banks QoQ
|
QoQ rank improving
Efficiency Ratio
metric
Top 9%
in Community
Why this stands out
Current:
46.08%
(Tier avg: 62.63%, National avg: 65.09%)
Delinquency Rate
metric
Top 7%
in Community
Why this stands out
Current:
0.02%
(Tier avg: 0.63%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Top 8%
in Community
Why this stands out
Current:
0.02%
(Tier avg: 0.50%, National avg: 0.48%)
Concerns (2)
Loan-to-Deposit Ratio
metric
Bottom 5%
in Community
Why this stands out
Current:
106.68%
(Tier avg: 83.06%, National avg: 78.04%)
Non-Interest-Bearing Deposit Share
metric
Bottom 9%
in Community
Why this stands out
Current:
9.39%
(Tier avg: 21.05%, National avg: 21.79%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
93
93th pctile
Delinquency Rate
Current: 0.02% · Tier avg: 0.63%
92
92th pctile
Nonperforming Asset Ratio
Current: 0.02% · Tier avg: 0.50%
91
91th pctile
Efficiency Ratio
Current: 46.08% · Tier avg: 62.63%
90
90th pctile
Return on Assets
Current: 1.93% · Tier avg: 1.16%
59
59th pctile
Net Interest Margin
Current: 3.78% · Tier avg: 3.66%
56
56th pctile
Total Loans
Current: $784.4M · Tier avg: $975.5M
43
43th pctile
Total Assets
Current: $903.2M · Tier avg: $1.4B
41
41th pctile
Total Deposits
Current: $735.3M · Tier avg: $1.2B
29
29th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 10.24%
21
21th pctile
Non-Interest Income / Assets
Current: 0.28% · Tier avg: 0.74%
9
9th pctile
Non-Interest-Bearing Deposit Share
Current: 9.39% · Tier avg: 21.05%
5
5th pctile
Loan-to-Deposit Ratio
Current: 106.68% · Tier avg: 83.06%
Top Weaknesses
5
5th pctile
Loan-to-Deposit Ratio
Current: 106.68% · Tier avg: 83.06%
9
9th pctile
Non-Interest-Bearing Deposit Share
Current: 9.39% · Tier avg: 21.05%
21
21th pctile
Non-Interest Income / Assets
Current: 0.28% · Tier avg: 0.74%
29
29th pctile
Tier 1 Capital Ratio
Current: 0.00% · Tier avg: 10.24%
41
41th pctile
Total Deposits
Current: $735.3M · Tier avg: $1.2B
43
43th pctile
Total Assets
Current: $903.2M · Tier avg: $1.4B
56
56th pctile
Total Loans
Current: $784.4M · Tier avg: $975.5M
59
59th pctile
Net Interest Margin
Current: 3.78% · Tier avg: 3.66%
90
90th pctile
Return on Assets
Current: 1.93% · Tier avg: 1.16%
91
91th pctile
Efficiency Ratio
Current: 46.08% · Tier avg: 62.63%
92
92th pctile
Nonperforming Asset Ratio
Current: 0.02% · Tier avg: 0.50%
93
93th pctile
Delinquency Rate
Current: 0.02% · Tier avg: 0.63%