BlastPoint's Banking Scorecard
The Bank of New Glarus
Community
Specialty: Commercial
WI
FDIC cert 10378
New Glarus, WI
1484
banks in Community tier nationally
63 in WI
View Community leaderboard (WI) →
The Bank of New Glarus faces 2 concerns requiring attention
Key Strengths
Areas where this bank excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - Delinquency Rate 1.49% above tier
- - Nonperforming Asset Ratio 1.09% above tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (WI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Total Assets ? |
$813.3M
+6.9% YoY
+3.1% QoQ
|
-$578.1M |
$1.4B
+2.0% YoY
|
$1.1B
+5.1% YoY
|
$5.9B
+6.5% YoY
|
36% |
| Total Loans ? |
$610.1M
+11.8% YoY
+2.5% QoQ
|
-$365.3M |
$975.5M
+2.4% YoY
|
$768.8M
+4.7% YoY
|
$3.1B
+8.5% YoY
|
42% |
| Total Deposits ? |
$635.9M
+7.1% YoY
+5.2% QoQ
|
-$528.7M |
$1.2B
+1.7% YoY
|
$858.9M
+4.5% YoY
|
$4.7B
+6.3% YoY
|
32% |
| Return on Assets ? |
1.36%
+21.7% YoY
-3.7% QoQ
|
+0.19% |
1.16%
+17.2% YoY
|
1.12%
+22.4% YoY
|
1.12%
+15.6% YoY
|
66% |
| Net Interest Margin ? |
4.09%
+10.2% YoY
+0.4% QoQ
|
+0.43% |
3.66%
+9.1% YoY
|
3.60%
+10.9% YoY
|
3.75%
+7.1% YoY
|
74% |
| Efficiency Ratio ? |
57.72%
-8.6% YoY
+0.1% QoQ
|
-4.92% |
62.63%
-5.3% YoY
|
64.76%
-6.6% YoY
|
65.09%
-5.1% YoY
|
65% |
| Delinquency Rate ? |
2.12%
+354.3% YoY
+150.1% QoQ
|
+1.49% |
0.63%
+18.3% YoY
|
0.52%
+44.6% YoY
|
0.66%
+20.3% YoY
|
Bottom 9% in tier |
| Loan-to-Deposit Ratio ? |
95.95%
+4.4% YoY
-2.6% QoQ
|
+12.88% |
83.06%
+0.3% YoY
|
85.80%
+1.3% YoY
|
78.04%
+0.7% YoY
|
21% |
| Non-Interest-Bearing Deposit Share ? |
21.76%
-2.8% YoY
+1.5% QoQ
|
+0.71% |
21.05%
-0.9% YoY
|
18.83%
-1.2% YoY
|
21.79%
-1.3% YoY
|
57% |
| Nonperforming Asset Ratio ? |
1.59%
+375.1% YoY
+144.8% QoQ
|
+1.09% |
0.50%
+20.3% YoY
|
0.37%
+20.8% YoY
|
0.48%
+20.8% YoY
|
Bottom 10% in tier |
| Tier 1 Capital Ratio ? |
10.94%
+6.2% YoY
+0.8% QoQ
|
+0.70% |
10.24%
-0.6% YoY
|
8.70%
-2.9% YoY
|
9.75%
-1.9% YoY
|
36% |
| Non-Interest Income / Assets ? |
0.83%
+20.4% YoY
+40.1% QoQ
|
+0.09% |
0.74%
-1.3% YoY
|
0.58%
+3.9% YoY
|
0.65%
+0.6% YoY
|
79% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (2)
Delinquency Rate
metric
Bottom 9%
in Community
Why this stands out
Current:
2.12%
(Tier avg: 0.63%, National avg: 0.66%)
Nonperforming Asset Ratio
metric
Bottom 10%
in Community
Why this stands out
Current:
1.59%
(Tier avg: 0.50%, National avg: 0.48%)
Metric Rankings
How this bank ranks across all 12 tracked metrics. Switch cohort to compare against different peer sets.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25%
Top Strengths
79
79th pctile
Non-Interest Income / Assets
Current: 0.83% · Tier avg: 0.74%
74
74th pctile
Net Interest Margin
Current: 4.09% · Tier avg: 3.66%
66
66th pctile
Return on Assets
Current: 1.36% · Tier avg: 1.16%
65
65th pctile
Efficiency Ratio
Current: 57.72% · Tier avg: 62.63%
57
57th pctile
Non-Interest-Bearing Deposit Share
Current: 21.76% · Tier avg: 21.05%
42
42th pctile
Total Loans
Current: $610.1M · Tier avg: $975.5M
36
36th pctile
Tier 1 Capital Ratio
Current: 10.94% · Tier avg: 10.24%
36
36th pctile
Total Assets
Current: $813.3M · Tier avg: $1.4B
32
32th pctile
Total Deposits
Current: $635.9M · Tier avg: $1.2B
21
21th pctile
Loan-to-Deposit Ratio
Current: 95.95% · Tier avg: 83.06%
10
10th pctile
Nonperforming Asset Ratio
Current: 1.59% · Tier avg: 0.50%
9
9th pctile
Delinquency Rate
Current: 2.12% · Tier avg: 0.63%
Top Weaknesses
9
9th pctile
Delinquency Rate
Current: 2.12% · Tier avg: 0.63%
10
10th pctile
Nonperforming Asset Ratio
Current: 1.59% · Tier avg: 0.50%
21
21th pctile
Loan-to-Deposit Ratio
Current: 95.95% · Tier avg: 83.06%
32
32th pctile
Total Deposits
Current: $635.9M · Tier avg: $1.2B
36
36th pctile
Total Assets
Current: $813.3M · Tier avg: $1.4B
36
36th pctile
Tier 1 Capital Ratio
Current: 10.94% · Tier avg: 10.24%
42
42th pctile
Total Loans
Current: $610.1M · Tier avg: $975.5M
57
57th pctile
Non-Interest-Bearing Deposit Share
Current: 21.76% · Tier avg: 21.05%
65
65th pctile
Efficiency Ratio
Current: 57.72% · Tier avg: 62.63%
66
66th pctile
Return on Assets
Current: 1.36% · Tier avg: 1.16%
74
74th pctile
Net Interest Margin
Current: 4.09% · Tier avg: 3.66%
79
79th pctile
Non-Interest Income / Assets
Current: 0.83% · Tier avg: 0.74%